Jenius

3.4
198K reviews
10M+
Downloads
Content rating
Everyone
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About this app

More than 4,000,000 users have started to build a better financial life with Jenius.

Now you can access all of your financial needs, from transactions, savings, lending, investment to financial reports in one place without switching between applications.


Ready to start simplifying your life finance?
Download Jenius application, register and activate your account with Face Recognition in no time.


With m-Card (Jenius main debit card) and 3 additional debit cards, you can make transactions at various Visa merchants across the world. In addition to that, you will also have an e-Card for movies and music streaming services, games, pay/buy apps and more.

Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. You can redeem points into travel miles, points, even e-Wallet balance in real time.

If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available at Jenius app. You can link them to your m-Card for transactions.


For online transactions, you can use:
- Jenius Pay: Pay for your online shopping with just your $Cashtag
- Jenius QR: Scan QRIS for quick and easy payment option
- Send It: Transfer to various accounts and pay bills (internet, credit card, top up balance, electricity, zakat, and others)
With lots of promos every day, not only that transactions using Jenius are practical and easy, but they are also cost-effective.


Want to save some funds? There are saving options for you to use based on your needs:
- Dream Saver: 5 savings to help you make dreams come true
- Flexi Saver: 3 flexible savings to allocate money
- Flexi Rasa Maxi: Locked savings for some cashback, gold, and goods upfront
- Maxi Saver: Open as many deposits as you want from your smartphone


Other features that you can use, including:
- e-Wallet Center: An easy way to top up up to 10 e-Wallet and e-Money (GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, ShopeePay, and M-Tix)
- Pay Me: Send money requests from your smartphone
- Split Bill: Easily split the bill
- Flexi Cash: Cash out your flexible fund for various needs
- Investment: Grow your wealth through mutual fund
- Jenius Paylater: New source-of-fund for small transactions
- Moneytory: Get insight for your financial report

Just by paying Feesible (subscription fee) for only Rp10.000 per month, you can experience the simplicity of financial management with Jenius.


Jenius is a digital banking and part of PT Bank BTPN Tbk. that is licensed and supervised by OJK (Indonesia Financial Services Authority) and is a member of LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.



Simpler Life, Happier You



Head Office
PT Bank BTPN Tbk
Menara BTPN – CBD Mega Kuningan
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6
Jakarta 12950
Website: https://www.btpn.com/id/tentang-kami/segmen-usaha/jenius
Updated on
Mar 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.4
196K reviews
Fajar Ramadhan
March 12, 2024
The only reason I'm using this is for online debit transaction. Otherwise, I wouldn't use this awful app. The performance is frustratingly slow, the method to switch our accpunt to another phone is extremely annoying and time consuming, and most importantly, out of nowhere they take Rp10.000 out of your account. What's worse is that it accumulates. I'm thinking of finding an alternative for my needs.
12 people found this review helpful
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Ignasius Bagus Satrio Suhardiyono
March 13, 2024
Takes forever to load the data. It's so effective to keep our money from being wasted too much, though. I will be less likely to withdraw my money let alone send or transfer it once it's been stored in the Flexy Saver because the app is very slow and sluggish during the transactions.
1 person found this review helpful
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Dennis Glaser
March 14, 2024
Okay, well I am not having any of the issues it seems some of the other folks on here are having. It's a savings account for crying out loud. And it's paying around 5.5% Which is one of the highest in the country. And like the title implies, I use it strictly for savings. So, I am not paying bills or transferring cash out. That rate is compounded daily which makes my balance rise even faster. Is a checking account coming anytime soon?
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What's new

We've made some enhancements to provide a better financial experience for you.

To optimize your investment and foreign currency, keep your app updated by turning on auto-update!